Second Mortgages

Use your equity. Keep your first mortgage.

Fast access to funds for what matters most to you —
renovations, debt consolidation, education, and more.

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Access a lump sum or revolving credit line

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Consolidate high-interest debt

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Finance home improvements and renovations

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Invest in opportunities

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Keep your existing rate and term intact

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Tax efficient options

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400+ 5-star Google reviews $7B+ funded. 24 years - 40+ lenders

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Access your equity

A real broker calls you back — not a call centre.

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    "Your equity. Your goals. We'll help you get there."

    -The BM Select team

    How a second mortgage works

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    We estimate your available equity — typically up to 80-85% of value

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    Compare it against refinancing so you can see the real cost of each

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    Approvals weigh the property and equity heavily, not just your credit score

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    An exit plan from day one: how and when you get back to one mortgage

    Why clients choose BM Select

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    Pre-approved in under 24 hours

    One business day, start to answer-often the same afternoon.

    40+ lenders, one application

    Your bank quotes one rate. We make forty of them compete.

    Salaried advisors, no commission

    Nobody here earns more by selling you the wrong mortgage.

    $7B+ funded over 24 years

    Two of our brokers were ranked #1 in Canada by volume.

    See what our clients are saying...

    Ready to put your equity to work for you?

    Salaried advisors. No pressure, no hold music.