THE BM SELECT
INVESTOR EDGE
rate edge
guarantee
Unlock greater cashflow with guaranteed lower
interest rates for your investment properties.
Click here! to download the Investor Edge Toolkit.
Protect your bottom line.
You’ve worked with brokers before. They helped you grow — but every rental mortgage came with a higher interest rate.
It’s no secret. All of Canada’s big banks that work with mortgage brokers charge a higher interest rate on investment properties — sometimes 0.10%, sometimes up to 0.50%.
In today’s tight market, the sting is even greater when the banks work against you.
Not with BM Select.
Working with the industry leader in mortgages for rental properties should have perks, and it does: No rental rate premium — ever.
In fact, we guarantee it:
If another broker gets you a better rental mortgage rate, we’ll pay you $100.
Just send us their approval — and we’ll beat it.
Save money and get more cashflow, guaranteed.
Key points:
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Get the lowest rental property mortgage rate — guaranteed against any other mortgage broker in Canada
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No rental rate premium — get the same rates on your rentals as an owner-occupied home
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Applies to 1–4 unit rentals, including condos, duplexes, triplexes, and single-family homes
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Available on both purchases and refinances
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Maximum 80% loan-to-value
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Mortgage can be under a holding company
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Includes both fixed and variable rate options
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Will beat any other mortgage broker’s rental mortgage rate from Scotia, TD, BMO, and National bank
A simple phone call can save you money
Saving even 0.10% on a $500,000 mortgage equates to $2500 in interest savings alone over a traditional 5-year term.
The early analysis of our rate edge guarantee is showing the following data:
Average mortgage size: $557,398
Average rate interest rate savings: 0.28%
This equates to a savings of $7,589.10 per mortgage over a 5-year mortgage term.
Stop letting the banks charge you more. Our Rate Edge Guarantee improves your cashflow and helps you optimize your portfolio.
Disclaimers
- Rate matching and lowest rate guarantees apply only to fully disclosed rental property mortgages.
- Better Mortgage Select must be provided with a valid, written competitor quote via a formal commitment letter from a schedule one bank that has direct association with a licensed Canadian mortgage broker for rate comparison to apply.
- Not all applicants will qualify. Qualification is subject to credit history, debt servicing ratios, DCR analysis, stress-test, property type, property use, and location.
- Rates are subject to change without notice and may vary based on product type, term, amortization, and down payment structure.
- All mortgages are subject to approval by Better Mortgage Select and funding is not guaranteed until full adjudication and signed commitment are complete.
- Better Mortgage Select Ltd. is not responsible for matching an “old” interest rate that has been approved before an industry-wide rate increase.
- Approval /mortgage commitment from your current mortgage broker must be dated NO MORE than 24-hours from date submitted to Better Mortgage Select Ltd.
- Rate Edge Guarantee may require a borrower to open a bank account and/or accept a bank product such as a credit card, to receive the lower interest rate approval.
- You may be required to send in additional documentation at any part during the mortgage process up until the final closing.
