Disclaimer

Effective January 1, 2026

BM Select (referred to as “we”, “our”, or “us”) provides the information on this website
bmselect.ca for general informational purposes only.
By using this website, you acknowledge and agree to the terms of this Disclaimer.

1. No Professional Advice

The content on this website is not intended to be, and must not be interpreted as, financial, legal, tax, or other professional advice.
Mortgage products, rates, fees, and eligibility requirements can vary by lender and may change at any time.
You should consult a licensed mortgage professional and/or qualified advisors before making any financial decisions.

2. No Guarantees or Warranties

While we strive to keep the information on this website accurate and up to date, we make no representations or warranties of any kind
(express or implied) about the completeness, accuracy, reliability, suitability, or availability of the website or its content.
Any reliance you place on such information is strictly at your own risk.

3. Rates, Calculators, and Estimates

Any rates, payment examples, calculators, affordability tools, comparisons, or other estimates provided on this website are for
illustrative purposes only and may not reflect actual borrowing costs or approval outcomes. Final mortgage terms are determined by
the lender based on your full application, verification, and underwriting.

4. No Offer, Approval, or Commitment

Nothing on this website constitutes an offer, commitment, approval, or guarantee to provide a mortgage or any other product or service.
All mortgage approvals are subject to lender policies, required documentation, and other conditions (including, where applicable,
credit checks and property appraisal).

5. Third-Party Links

Our website may contain links to third-party websites or services for convenience. We do not control and are not responsible for the
content, accuracy, privacy practices, or availability of any third-party sites. Accessing third-party links is at your own discretion
and risk.

6. Limitation of Liability

To the fullest extent permitted by law, BM Select shall not be liable for any loss or damage (including indirect or consequential loss)
arising out of, or in connection with, your use of this website or reliance on any content provided on the website.

7. Changes to This Disclaimer

We may update this Disclaimer from time to time. Any changes will be posted on this page with an updated “Effective Date.”
Your continued use of the website after changes are posted constitutes acceptance of the updated Disclaimer.

8. Contact Us

If you have any questions about this Disclaimer, please contact us at: info@bmselect.ca.