Learning Centre

Whether you’re buying your very first place or already stacking up properties, there’s always something new to learn in the mortgage world. That’s where we come in — sharing quick tips, smart tricks, and behind-the-scenes insights that make the whole process way less stressful (and maybe even a little fun). From getting prepped to sidestepping common pitfalls, we’ve got your back every step of the way.

We drop fresh content every week on Instagram — follow our socials to always stay one step ahead:

Paying Off High-Interest Debt with Low-Interest Solutions

Learn how to pay off high-interest debt faster by switching to low-interest solutions. Quick tips to save money and get out of debt smarter.

Lower Your Mortgage & Save THOUSANDS

If you signed a 3-year fixed rate mortgage in 2023 or 2024: Here's how you could be losing valuable savings.

Mortgage Rule Change RECAP

New fall rule changes from the Government of Canada, OSFI, CMHC - and how you can take advantage! Questions? Email us: info@bmselect.ca

Important Dates to Mark in your Calendar!

With last week’s announcement from the Bank Of Canada confirming no changes to prime rate for the end of 2023, Michael Zanzini reviews some important upcoming dates to take note of, given the lead up to the next BOC announcement on January 24th, 2024.

UPDATE OSFI Changes on Re-Advanceable Mortgages

A quick mortgage update from Daniel Patton regarding some OSFI changes for re-advanceable mortgages. This could apply to you!

Ask A Realtor – A Quick Pep Talk for New Investors!

Are you a first time investor waiting to make your move? Then perhaps this is the reel you needed to see to push you in the direction of your first investment! We check in with several of our realtor partners to get the insider scoop on the much needed questions we’re all looking for guidance on, in todays turbulent market.

Did You Know? – CREDIT

Some quickie credit facts brought to you by our experts at Better Mortgage Select! Questions about your credit score? Reach out to our team! info@bettermortgageselect.ca

Did You Know? Locking in your RATE

Contact our team of skilled agents at: info@bettermortgageselect.ca so we can work with our many lender partners to help you 🔒 in the best rates possible!

Did You Know? – Lenders & Down Payment Expectations

A quick tip from our Fulfillment Supervisor, Asal Namdar, on how different lenders can have varying down payment expectations.

Tough Deals – Renewal Challenges

This week, Lorenzo Podda explains how we helped our client with a difficult renewal. With our extensive access to multiple lenders, we can work with you to find a solution even in the most unique of situations - our team will always accept the challenge!

Did You Know? Let’s talk RATES

Today Daniel Patton takes it back to basics in a quick chat about rates, and where these determinations come from!

Did You Know? Let’s talk Closing Costs

Check out our NEW series “Did You Know?” to learn some super quick tips of the trade - courtesy of our Mortgage Agents, Underwriters, Compliance dept. and more. Our expert team has been in the game for many years and is here to educate and inform while you make one of the most important investments of your life. This week, we are discussing the bank's expectations on closing costs.

Tough Deals – Contract Employees

A quick check-in with Michael Zanzini, who talks about a recent #toughdeal scenario that can occur when contract employees are seeking a mortgage, and one of the ways our lenders can work around the standard contract employment requirements.

Mortgage Tips – Down Payment

Friday’s here! Let’s end this week strong, with a quick #downpayment chat from our Operations Manager, Lorenzo Podda.

Know Your Broker – EQ Bank Interviews Better Mortgage Select

Check out Dave Butler, Daniel Patton, Lorenzo Podda, and Dion Beg - aka the Beatles of the Canadian mortgage broker industry as they articulate how they help homebuyers get access to the right mortgage products to fit their needs.

Short-term vs. Long-term Mortgages

We’ve been getting this question ALOT! What term should someone look to take if they have a renewal coming up within the next 6 months, or have a new mortgage they are signing for?

Then vs. Now – Mortgage Quiz with Daniel Patton

The Better Mortgage Select gang hit the ‘Your Life Your Terms’ event, and with this year's theme being all things The Matrix, Daniel Patton used this as an opportunity to stump and educate the public on what the market was like in the year of 1999…

The Q&A Webinar – Can you SWAP Lender Types?

A quick highlight from our recent Q&A webinar, incase you missed it! Michael Zanzini (Sr. Mortgage Agent) discusses what to do if you're stuck with a B lender, and want to switch over to an A lender. Remember, you can reach out to our team anytime for credit counselling: info@bettermortgageselect.ca

Market Update – Tips on PENALTIES

Daniel Patton, Senior Mortgage Agent, provides us with some useful tips on penalties and interest-rate differential. Stay tuned to our monthly newsletters and IG stories for more dates on the next webinars we’ve got coming up!

Mortgage Tips – Canada’s Credit Bureaus

A quick tip with Daniel Patton on Canada’s credit bureaus!

Learning Centre

We drop fresh content every week on Instagram — follow our socials to always stay one step ahead: