Who We Are
A Different Breed of Mortgage Broker
Better Mortgage Select is a Canadian mortgage company led by nationally recognized Dave
Butler (#1 Ranked Mortgage Broker from 2017–2021) and Daniel Patton (#1 Ranked
Mortgage Broker in 2022). Alongside rising stars Michael Zanzini and Lorenzo Podda, our leadership team brings more than 60 years of combined mortgage experience—and has helped tens of thousands of Canadians achieve their homeownership and real estate goals since 2003.
We’re a results-driven team that combines award-winning service with trusted expertise. At BM Select, you’ll get a dedicated Mortgage Agent or Broker supported by best-in-class Underwriters and Fulfillment Specialists—always just a phone call or email away.
“…Not just another discount mortgage rate site”
Over the past decade, the mortgage industry has changed dramatically. Many companies now operate like faceless call centres. Tech platforms have removed the human element. And aggressive sales tactics seem to be the norm.
We’re proud to be the exception.
The mortgage experience, upgraded.
At BM Select, we’ve combined an old-school, service-first philosophy with just the right amount of modern technology to deliver what we call an upgraded mortgage experience.
Yes, of course—we’ll get you a great rate and favorable terms. That’s the baseline.
But what sets us apart is how we tailor your mortgage to your goals, support you at every step, and deliver a level of insight and care that most Brokers or bankers simply can’t match.
Whether you’re buying your first home, refinancing, investing in real estate, or planning for retirement—we know how to do the tough deals right.
Is BM Select right for you?
Let’s see if this sounds familiar:
You’re a real estate investor
Whether you’re buying your first rental or scaling a portfolio of 10+ properties, your success depends on working with a mortgage team that knows this space inside and out.
Every bank calculates rental income differently.
Some cap how many doors you can own.
Others require tenant leases, while some accept market rent estimates.
Lenders vary on how they view holding companies, joint ventures, and BRRRR projects.
Our team has helped build some of the largest investor portfolios in Canada. We don’t just get you a mortgage
—we strategically place each file to maximize your future borrowing power and unlock long-term scalability.
You're a first-time homebuyer
You’ve got questions. You should—this is the biggest purchase of your life so far.
You deserve a mortgage company that takes the time to guide you, explain every step, and help you access the benefits and programs available to first-time buyers.
Working with a discount site often feels like calling an offshore support line. With us, you’ll have a real human who’s committed to your success from start to finish.
You're selling and buying
at the same time
It happens all the time: someone is selling one property and buying another, only to find out—too late—that their mortgage company miscalculated the net proceeds from the sale. Now they’re short on funds and the closing is at risk.
Nine times out of ten? They were using a discount rate site.
At BM Select, we triple-check everything—because your closing isn’t just a transaction, it’s your future.
You're renewing or refinancing
You’re just looking to lock in a better rate or consolidate high-interest debt. Instead, your mortgage company suggests resetting your amortization or paying a massive penalty—because it’s easier for them to get an approval that way.
We believe in advice-first lending. We’ll show you all your options, walk you through the pros and cons, and only recommend what actually helps you.
You're planning for retirement
Reverse mortgages, equity takeouts, or mortgage-free living—this stage of life demands thoughtful planning.
You won’t find this number of options at a discount-rate site or bank. The rates sites systems aren’t built for complex or high-trust conversations and the Big banks won’t finance reverse mortgages
We’ve helped hundreds of clients prepare for retirement with mortgage solutions that reduce stress, preserve wealth, and support long-term peace of mind.
You're a first-time homebuyer
You’ve got questions. You should—this is the biggest purchase of your life so far.
You deserve a mortgage company that takes the time to guide you, explain every step, and help you access the benefits and programs available to first-time buyers.
Working with a discount site often feels like calling an offshore support line. With us, you’ll have a real human who’s committed to your success from start to finish.
You're selling and buying
at the same time
It happens all the time: someone is selling one property and buying another, only to find out—too late—that their mortgage company miscalculated the net proceeds from the sale. Now they’re short on funds and the closing is at risk.
Nine times out of ten? They were using a discount rate site.
At BM Select, we triple-check everything—because your closing isn’t just a transaction, it’s your future.
You're renewing or refinancing
You’re just looking to lock in a better rate or consolidate high-interest debt. Instead, your mortgage company suggests resetting your amortization or paying a massive penalty—because it’s easier for them to get an approval that way.
We believe in advice-first lending. We’ll show you all your options, walk you through the pros and cons, and only recommend what actually helps you.
You're planning for retirement
Reverse mortgages, equity takeouts, or mortgage-free living—this stage of life demands thoughtful planning.
You won’t find this number of options at a discount-rate site or bank. The rates sites systems aren’t built for complex or high-trust conversations and the Big banks won’t finance reverse mortgages
We’ve helped hundreds of clients prepare for retirement with mortgage solutions that reduce stress, preserve wealth, and support long-term peace of mind.
If this sounds like you, it’s time for an upgrade
At BM Select, we don’t just do mortgages. We elevate them.
Let our team show you what it means to have a VIP, red-carpet mortgage experience—one that’s built on strategy, service, and results.
Connect with us today and see why thousands of Canadians choose Better Mortgage Select.